Comments for Cartell Car Check

Comment on Vehicle Repossessions in Ireland by Cartell.ie

Cartell.ie — Wed, 18 Jan 2012 10:17:36 +0000

Hi Jen, strictly speaking the bank are right – they hold title in the car until the last payment is made. However, sounds to us like it’s a bit harsh to force you to sell when you’ve missed two payments because you were sick. I would approach someone else at the bank, have your doctors certs to hand, and ask to have the loan period extended by the extra two payments. good luck

Comment on Vehicle Repossessions in Ireland by Jen

Jen — Tue, 17 Jan 2012 22:28:08 +0000

Hi there

I have approx 2000€ left to pay off a car loan but over last couple of months due to being
Sick I’ve missed two payments. The bank is now saying that my only option is to sell the car
Or hand it back to them. Is this right? It’s not a hire purchase but I’ve paid approx €6000 already
So it seems very unfair.

Comment on Used Car Advice: Something Cheap and Reliable Please! by Cartell.ie

Cartell.ie — Fri, 06 Jan 2012 09:40:54 +0000

Thanks Helga! Let us know how you get on and we’ll update our readers

Comment on Used Car Advice: Something Cheap and Reliable Please! by Helga

Helga — Fri, 06 Jan 2012 09:23:46 +0000

Whoo! You guys rock! Thanks for all the advice Cartell – I hadn’t even thought about the whole service and stamps thing. And it looks like the fiesty Fiesta is still top choice for me. We will let you know we go….

Helga

Comment on News: Percentage of Imports in Irish Fleet by Year by Cartell.ie

Cartell.ie — Wed, 04 Jan 2012 15:26:20 +0000

Hi Anthony. Thanks for your message. It is true that UK vehicles are often in good condition and well serviced thanks to good roads and good servicing habits. There is, of course, nothing wrong with an import per se. However, statistically, Cartell has pointed out in research there is a possibility that an import is a write off, or has a mileage issue, or has finance outstanding – and these are concerns the Irish buyer should know about as it adversely affects them if they purchase. ‘Hidden History’ refers to these matters and other issues like the total number of owners. However, it is also true, as you mention, that Irish vehicles are often serviced locally meaning records are not recorded or passed onwards to future owners. This is less likely to arise with a UK vehicle and there are certainly advantages in buying imported cars – no question about that – provided the buyer is fully informed. Hope this clarifies the piece we wrote above – thanks again for your input.

Comment on News: Percentage of Imports in Irish Fleet by Year by Anthony Conaghan

Anthony Conaghan — Wed, 04 Jan 2012 00:33:13 +0000

I import Vehicles for sale from the uk and they are the only vehicles in which i can provide a history, All the Irish ones have nothing to back up mileage etc. service in the back yard syndrome I hate this label of uk vehicles that is portrayed, and of the vehicles showing finance outstanding, what percentage of these vehicles when checked with the finance company actually were clear, and what exactly is hidden history ??????

Comment on 300 unclaimed cars were scrapped in Dublin by Cartell.ie

Cartell.ie — Tue, 03 Jan 2012 11:09:00 +0000

Hi Linda. We contacted Dublin City Council and they told us there are few spaces for camper vans, but perhaps Victoria Quay could be used. Yes, they could be clamped and impounded. The Release fee from the pound is EUR 160 per day!

Comment on 300 unclaimed cars were scrapped in Dublin by linda byrne

linda byrne — Tue, 27 Dec 2011 23:03:30 +0000

i was just wondering do you ever get camper vans impounded? and if so how much would they be

Comment on Motor Tax Increases: Cartell Proposes Solution by vitaliy

vitaliy — Thu, 08 Dec 2011 19:26:23 +0000

this country is going down every year…i own a bmw at the moment and due to pay tax in march 614€ with new budget it will be 660€. stupid government, what i am going to do is? i will buy a 1.0 litre car a put V8 engine into it, so i will atleast save money on TAX

Comment on Motor Tax Increases: Cartell Proposes Solution by Alan

Alan — Tue, 06 Dec 2011 22:19:35 +0000

Why do they not charge road tax based on CO2 emissions for all cars and not just on new vehicles registered from 2008 onward ?
Because for example , take a 2.2 diesel , Nissan Primera , CO2 of 164g/km, if this car is pre 2008 ,you pay 823 euro road tax, however if registered from 2008 onwards , you pay 481 after 2012 budget.
So at the end of the day , the car still has the same CO2 rating but a big difference in tax, the same effect on the enviroment !!!!!!

Comment on Motor Tax Increases: Cartell Proposes Solution by Anuj

Anuj — Wed, 30 Nov 2011 21:38:11 +0000

I agree with @Eddie. Has anyone calculated the savings if we abolish the road tax system altogether? Just charge it with the fuel. Although I am worried that it might increase fuel smuggling from N.I. If UK follows the same system then this will work.

Comment on Motor Tax Increases: Cartell Proposes Solution by Eddie

Eddie — Tue, 29 Nov 2011 12:02:18 +0000

Abolish road tax. Increase fuel tax. Close road tax offices.

Comment on Motor Tax Increases: Cartell Proposes Solution by Greg

Greg — Tue, 29 Nov 2011 09:51:00 +0000

Power is a problem,as it won’t take into effect any modifications to the car/engine, or that stated power is never actual power. No manurfacturers figures are ever correct when measured at the wheels.

Any road tax system should be based on the amount the vehicle is used on the road, therefore mileage, but that is not practical and not tamperproof. Keep road tax low and increase tax on fuel, the more you use it the more it costs. The harder you drive, the more it costs. The less you maintain your vehicle, the more it costs…

Older vehicles are far cheaper to maintain, considering the aftermarket parts and non “main dealer” garages providing as good a service, with a fraction of the price…

Comment on Motor Tax Increases: Cartell Proposes Solution by M. Keeshan

M. Keeshan — Mon, 28 Nov 2011 22:19:31 +0000

Why dosent the government do better at collecting car tax instead of raising it up for us drivers that do the right thing? I know loads of people that drive their cars with out of date tax, Id say about 10-15% of cars on the road are not taxed at all. Then there would be no need to increase tax.

Comment on Motor Tax Increases: Cartell Proposes Solution by Tom Murphy

Tom Murphy — Mon, 28 Nov 2011 22:11:03 +0000

Hey I really like the idea of older cars paying less tax. Clever. I agree your solution it is a bit complicated.
I wonder if tax was based on original sale price with some discount on lower co2 (we do have to help the environment). i.e. The more expensive your car the bigger the tax, which is reduced over time as the car gets older.
Good stuff cartell, a bit of lateral thinking is always useful, it got me thinking…..

Comment on Motor Tax Increases: Cartell Proposes Solution by Jon cashman

Jon cashman — Mon, 28 Nov 2011 21:40:26 +0000

I Am just back from a short visit to the USA and people over there could not believe that we pay about $8 for a gallon of fuel, I am in the Market for a second hand motor and was toying with buying a 5 year old range rover. 1200 per annun road tax and 25 mpg should have scared me away but it didn’t until now. The government has once again scared me into keeping the money in my pocket and out of circulation which will in no doubt effect there coffers. I really do wonder how we can pay continue to tax the Irish motorist to the bone. You should take care of your golden goose not suffocate it with crazy taxes.

Comment on Motor Tax Increases: Cartell Proposes Solution by Cartell.ie

Cartell.ie — Mon, 28 Nov 2011 17:52:51 +0000

Thanks for that Donal, we thought it would be broader, not focus on one issue – like engine size or co2 emissions, but would encompass different variables, keeping manufacturers on their toes. Sure, it’s more complicated, we accept that

Comment on Motor Tax Increases: Cartell Proposes Solution by Donal

Donal — Mon, 28 Nov 2011 17:50:46 +0000

Any reasoning on why you use power as a variable? Doesn’t make any sense at all to me? Surely a system like the UK’s is the simplest to follow, easy to implement and fair at the same time, no need to be coming up with new complex schemes.

Comment on Motor Tax Increases: Cartell Proposes Solution by Cartell.ie

Cartell.ie — Mon, 28 Nov 2011 17:07:18 +0000

yup Nicky, we tend to agree with you. Government are taking a short sighted view of this but they really must increase taxes because, as we say in the article, there are too many vehicles out there with very low tax

Comment on Motor Tax Increases: Cartell Proposes Solution by nicky

nicky — Mon, 28 Nov 2011 17:05:22 +0000

nice read guys. don’t think it’ll work, it’s a bit on the complicated side but I like the thought you’ve put into this. Personally, with increases proposed to litre of fuel I think the Government are mad to increase taxes. At the end of day the government needs vehicles on the road for the economy to bounce bac k – sure only last year there were companies taking their trucks off the road because of the price of fuel – madness!!!!!!!!!!

Comment on Buy New or Second-hand? by Motor Tax Increases: Cartell Proposes Solution | Cartell Car Check

Motor Tax Increases: Cartell Proposes Solution | Cartell Car Check — Mon, 28 Nov 2011 16:16:57 +0000

[...] its previous blog post on ‘Buying New of Second Hand?’ Cartell pointed out the savings when buying a new car if you make your calculations over [...]

Comment on Buy New or Second-hand? by Enterprise Used Cars

Enterprise Used Cars — Mon, 21 Nov 2011 09:14:26 +0000

Great tips. I think buying a used car that is on the newer side could be beneficial in terms of savings. Especially if it comes with a solid warranty. Really old cars will be cheap but may have mechanical issues.

Comment on Cartell.ie Feature in today’s Sunday Independent by Cartell.ie

Cartell.ie — Mon, 14 Nov 2011 17:10:07 +0000

Well TD Banker, there are many people out there, affluent, and not so affluent at the moment, who like a new car – there is nothing wrong with that. New Cars are an extremely important source of revenue for state coffers and the purchase of new cars allows older vehicles to enter the market and stimulate market growth. However, for those who like to hunt for a bargain in the second-hand market there are precautions you can take: do a Cartell Car History Check! for starters!

Comment on Cartell.ie Feature in today’s Sunday Independent by TD Banker

TD Banker — Mon, 14 Nov 2011 11:02:01 +0000

Myself and my colleagues already do our bit to prevent car clocking. To avoid anything that might have been clocked we only buy the newest and best.

Comment on Cartell shortlisted for Eircom Golden Spider Awards by Heidi Jermyn

Heidi Jermyn — Wed, 02 Nov 2011 06:47:44 +0000

Congratulations guys! It’s a great looking site but what makes it stand out as a great ecommerce site how easy you make for people to be able to buy an “honest” vehicle with a few clicks of a button. Good luck on the night!

Comment on Mazda Ireland the latest to offer finance direct to consumers by Cartell.ie

Cartell.ie — Thu, 13 Oct 2011 13:37:58 +0000

michael we understand main dealer Mazda will offer finance on second hand Mazdas. This would be pretty standard across all the various dealer-finance packages

Comment on Mazda Ireland the latest to offer finance direct to consumers by Michael

Michael — Thu, 13 Oct 2011 10:59:38 +0000

I suspect that is only for new cars, will they be offering finance for second hand cars?

Comment on Used Car Advice! Trading in a Lanos…Conclusion! by Samantha

Samantha — Thu, 13 Oct 2011 02:22:45 +0000

Nice article.

Comment on New Insurance Rules in UK – failure to insure off-the-road vehicle an offence by Maiah

Maiah — Wed, 12 Oct 2011 02:13:45 +0000

MIB = just love the name

Comment on Keep those January Motoring Expenses Down! by ready eddie

ready eddie — Tue, 20 Sep 2011 10:12:51 +0000

february is not a good month either, last year i was only getting over misery of jan and the car had to be taxed, i changed my tax from feb to april by getting a 3 month disc, now pay it every year in april. much better. I didnt realise i could bring nct forward, my nct is up in late jan so if i can get it done in oct or nov that will be a great relief. Its a great idea, no harm making sure the brakes and tyres will get me through the winter ice and snow. good work cartell.

Comment on Keep those January Motoring Expenses Down! by penny

penny — Tue, 20 Sep 2011 08:33:00 +0000

never thought about this before but dead right there’s a heap of car stuff in January and February. We have two cars at home too although one of them is still quite new and doesn’t need an nct for years. didn’t know you can do the nct early so that’s news.

Comment on Green coloured vehicles are higher risk by smithy

smithy — Fri, 16 Sep 2011 13:57:19 +0000

super article! well done cartell

Comment on Green coloured vehicles are higher risk by Gerard Flynn

Gerard Flynn — Fri, 16 Sep 2011 10:45:36 +0000

Great article. I’d buy a white car but they are impossible keep clean.

Comment on Irish and UK insurers set to track 40,000 write-offs by Green coloured vehicles are higher risk | Cartell Car Check

Green coloured vehicles are higher risk | Cartell Car Check — Fri, 16 Sep 2011 08:31:32 +0000

[...] on a sample of 5,430 write-offs taken from the Irish Motor Insurance Anti-Fraud and Theft Register (MIAFTR IRELAND), Cartell.ie uncovered that 11% of the total number of vehicles written off were green-coloured. [...]

Comment on Alfa Romeo Mito test drive by Daragh O Tuama by Herman Saenphimmacha

Herman Saenphimmacha — Wed, 07 Sep 2011 20:29:21 +0000

Do actually think that is true?

Comment on Gardai Seizing Large Number of Vehicles by TonyH

TonyH — Sat, 03 Sep 2011 19:20:54 +0000

Tax and NCT have nothing to do with safety, but then again the RSA don’t seem to have much to do with safety in my opinion. I have been told by the NCT that I should have returned in May for a re-test of a car with brake lines which a few months later failed due to “advanced corrosion”.

In other words, had I got the re-test done the fact that the brakes were dodgy would never have been noticed, and I would have a 2 year cert with dodgy brakes. Something to aspire to, that!

Comment on Vehicle Repossessions in Ireland by Cartell Admin

Cartell Admin — Tue, 30 Aug 2011 15:35:35 +0000

Banks do not want to reposess cars, however, if payment isnt forthcoming and you ignore the situation they can either write off the debt or reposess the vehicle. Its best if you engage with the lender and come to an arrangement that avoids tarnishing your credit rating.

Comment on Vehicle Repossessions in Ireland by Car Auctions Sydney

Car Auctions Sydney — Tue, 30 Aug 2011 15:03:10 +0000

Is the bank really so strict when it comes to repo cars?

Comment on Is Car Platooning the next big thing? by Cartell Admin

Cartell Admin — Fri, 19 Aug 2011 08:10:22 +0000

Hi Stephen,
That’s lateral thinking! I hope business is going well for you guys.

Comment on Is Car Platooning the next big thing? by stephen maher

stephen maher — Thu, 18 Aug 2011 11:05:05 +0000

I really hope this car platooning takes off… it can only mean one thing if cars a driving within such close range…. broken windscreens from stones hitting cars!

Comment on Is Car Platooning the next big thing? by Cartell.ie

Cartell.ie — Fri, 12 Aug 2011 14:23:52 +0000

Clare we agree with you entirely. As often the case the solution to any problem is usually the simplest adjustment. Change takes place at a relatively slow pace – consider how we still depend on trains for transportation which are very much a nineteenth century form of transportation. When all is said and done people will always want to have their independence, i.e. to own their own vehicle and drive it. The cost of change is so prohibitively high for many of the alternatives to oil-based automobile transportation that we reckon an idea like car platooning makes a lot of sense.

Comment on Is Car Platooning the next big thing? by Slipstreamer

Slipstreamer — Fri, 12 Aug 2011 13:27:05 +0000

I’m behind you on that one….

Comment on Is Car Platooning the next big thing? by Cartell.ie

Cartell.ie — Fri, 12 Aug 2011 08:45:58 +0000

Slipstreamer, Cartell can not condone this practice. The Road Safety Authority has been keen to point out the dangers of slipstreaming on the open road in the manner you describe! I think you admit yourself that it’s not safe! However, the car platooning idea will work with wireless technology which will bring the vehicles safely together and hold them together meaning the driver of all vehicles in the platoon (aside from the lead driver) do not need to concentrate on driving at all – they can read or listen to their MP3 or whatever. Thanks for your contribution

Comment on Vehicle Repossessions in Ireland by Cartell.ie

Cartell.ie — Fri, 12 Aug 2011 08:42:37 +0000

Tanya we can’t give you legal advice. However, it seems to us, from what you say, that there may well be a case of fraud if someone has appropriated your assets without paying for them. While we know it’s costly a solicitor may be the only route for you if the Gardai don’t want to get involved. Our understanding of the half rule is that it applies to Hire Purchase agreements (car loans) and not to personal loans. The bank, unfortunately in your case, are within their rights to look for your assets in compensation for any loss they make if you decline to pay the full agreement amount.

Comment on Vehicle Repossessions in Ireland by Tanya donnelly

Tanya donnelly — Thu, 11 Aug 2011 20:02:36 +0000

I had a cleaning business which I sold to a guy, I left the country to live in Australia and this guy who signed a contract to buy the business from me and buy the vans after 3 months is refusin to pay me for th business and is refusing to return my 2 vans. I am paying e400 per month to bank of Ireland financ for these. I’ve contacted the Garda and they tell e they will not get involved as it’s a civil matter, so what do I do?, stop paying the finance? The bank tell me if I stop paying he finance they will come after me for the money. Can I hand these vans back to the bank? I have paid over half the finance on them, it’s a personal loan I think and not a car loan. I called a recovery company and they won’t lift the vans they said they wont get involved even though I have the log books and I am the owner of the vans. Please advise

Comment on Is Car Platooning the next big thing? by Slipstreamer

Slipstreamer — Thu, 11 Aug 2011 17:30:10 +0000

Hey, I kind of do this already, on long journeys I sneak my red 2.0 banger in behind something big and moving at a speed I like. Things like X5s and Discoveries are great as well as Transits. The bigger the car infront the better the ‘pull’, for safety reasons choosing a bigger vehicle means you can hang back a little further – think of it as entry level. I suspect Im saving about 10% in fuel but at this point its more of a game to find the target D4 tractor and see how well I can maintain a safe slipstream distance. Don’t follow Garda vans…even though they are hammering it down the N7, the force may be strong with you, but its a bit stronger with them.
The surprise benefit here is that on smaller roads I’m shielded from hidden speed traps and the dangerous speeding driver in front gets the points. Shame on him. Saved me a few times…..
PS, don’t try this at home, even on a scalextric track.
PS, if you suspect someone is tailgating the best thing to do is to gently slow down and let them pass, rather than slamming on the brakes….that is not good for the nerves or bumper paintwork….

Comment on Is Car Platooning the next big thing? by Clare

Clare — Thu, 11 Aug 2011 15:29:31 +0000

interesting stuff. i guess with oil resources inevitably gonna run out and the problems with the costs associated with electric vehicles and hydrogen technology miles away yet I could see a middle-of-the-road solution like this one. it seems improbable now but there will have to be a solution when the situation reaches crisis point and governments will have two choices (a) huge infrastructural overheads to build new types of transport for iRobot-type transport or (b) a modified road-based solution with less overhead like the car platooning above. I know which one my money is on – but lets see

Comment on Vehicle Repossessions in Ireland by Cartell.ie

Cartell.ie — Mon, 27 Jun 2011 08:04:57 +0000

Tom, the short answer is yes. The finance house have title in the van until all the repayments are made. As you’re in arrears your options are more limited although we’re not sure why the finance house seem unwilling to accommodate your proposed repayment schedule – especially since you appear to have paid quite a significant amount already. Thanks for your detailed comment on this and we hope you find a work-around with the bank.

Comment on Vehicle Repossessions in Ireland by Tom

Tom — Fri, 24 Jun 2011 20:16:58 +0000

I have a van on finance since July 07 I am €1500 in arrears my payments are €490 per month I owe a balance of €7000 I am trying to work with finance company to pay €200 per month but they refused they sent me a note today saying if arrears are not paid in three days they will repossess the van can they do this after four years of payment, the finance company are Irish permanent finance

Comment on Vehicle Repossessions in Ireland by Cartell.ie

Cartell.ie — Thu, 16 Jun 2011 13:29:44 +0000

Thanks Michael. As far as we know this car was sold onwards. Wasn’t it Seán Fitzpatrick’s car that was crushed though! – http://www.newstalk.ie/2011/news/5sean-fitzpatricks-car-crushed22/